Retirement age calculator · Austria
The earliest age you can claim a pension, the age for a full pension, and what each one pays. Change your age in the calculator below.
About €2,603 net a month at 65, in today’s money. Assumes you started work at 22; change it in the calculator below.
What each age pays ↓…
Retirement age in Austria: when you can claim your pension
When you can retire depends on your year of birth and how many years you have been insured. The calculator above shows the earliest age and the age for a full pension, and what each age would pay.
The rules in brief
- Age: 65 for men; for women rising from 60 to 65 for those born 1964–1968. Corridor pension from 62 with 40 years (rising to 63 and 42 years), −5.1% a year before 65; +4.2% a year for working on after 65 (max 3 years).
Earliest and full pension, by year of birth
| Born in | Earliest pension | Full pension |
|---|---|---|
| 1965 | age 62, in 2027 (−15.3%) | age 65, in 2030 |
| 1970 | age 62, in 2032 (−15.3%) | age 65, in 2035 |
| 1975 | age 62, in 2037 (−15.3%) | age 65, in 2040 |
| 1980 | age 62, in 2042 (−15.3%) | age 65, in 2045 |
| 1985 | age 62, in 2047 (−15.3%) | age 65, in 2050 |
| 1991 | age 62, in 2053 (−15.3%) | age 65, in 2056 |
| 1995 | age 62, in 2057 (−15.3%) | age 65, in 2060 |
| 2000 | age 62, in 2062 (−15.3%) | age 65, in 2065 |
Assumes work from age 22 without gaps.
Example: born in 1991, what each age pays
| Claim at age | Year | Change | Net a month |
|---|---|---|---|
| 62 | 2053 | −15.3% | €2,122 |
| 63 | 2054 | −10.2% | €2,265 |
| 64 | 2055 | −5.1% | €2,429 |
| 65 | 2056 | full pension | €2,603 |
| 66 | 2057 | +4.2% | €2,748 |
| 67 | 2058 | +8.4% | €2,898 |
| 68 | 2059 | +12.6% | €2,986 |
| 69 | 2060 | +12.6% | €2,986 |
| 70 | 2061 | +12.6% | €2,986 |
Career from age 22 with the calculator’s example pay; amounts in today’s money.
Frequently asked questions
When can I retire in Austria?
With a full pension at 65 if you were born in 1991; the earliest is 62, with a 15.3% cut.
How much do I lose if I retire early?
15.3% at 62, for the rest of your life.
Rules and official sources: see “Rules applied (2026)” in the calculator. Last checked: October 2026. Estimates for information, not financial advice.
Other questions about pay in Austria: What is my hourly wage? · What do I take home part-time? · How much unemployment benefit would I get? · How much notice must my employer give? · What is my money worth after inflation?