Retirement age calculator · Belgium
The earliest age you can claim a pension, the age for a full pension, and what each one pays. Change your age in the calculator below.
About €2,093 net a month at 64, in today’s money. Assumes you started work at 22; change it in the calculator below.
What each age pays ↓…
Retirement age in Belgium: when you can claim your pension
When you can retire depends on your year of birth and how many years you have been insured. The calculator above shows the earliest age and the age for a full pension, and what each age would pay.
The rules in brief
- Pension age: Legal age 66 from 2025 and 67 from 2030 (born from 1964). Early: at 60 with 44 career years, 61 with 43, 63 with 42. From 2026 early retirement with fewer than 35 years of at least 156 working days costs 2–5% a year (by year of birth).
Earliest and full pension, by year of birth
| Born in | Earliest pension | Full pension |
|---|---|---|
| 1965 | – | age 64, in 2029 |
| 1970 | – | age 64, in 2034 |
| 1975 | – | age 64, in 2039 |
| 1980 | – | age 64, in 2044 |
| 1985 | – | age 64, in 2049 |
| 1991 | – | age 64, in 2055 |
| 1995 | – | age 64, in 2059 |
| 2000 | – | age 64, in 2064 |
Assumes work from age 22 without gaps.
Example: born in 1991, what each age pays
| Claim at age | Year | Change | Net a month |
|---|---|---|---|
| 64 | 2055 | full pension | €2,093 |
| 65 | 2056 | full pension | €2,128 |
| 66 | 2057 | full pension | €2,162 |
| 67 | 2058 | full pension | €2,198 |
| 68 | 2059 | full pension | €2,198 |
| 69 | 2060 | full pension | €2,198 |
| 70 | 2061 | full pension | €2,198 |
Career from age 22 with the calculator’s example pay; amounts in today’s money.
Frequently asked questions
When can I retire in Belgium?
At 64 if you were born in 1991.
Rules and official sources: see “Rules applied (2026)” in the calculator. Last checked: October 2026. Estimates for information, not financial advice.
Other questions about pay in Belgium: What is my hourly wage? · What is the minimum wage after tax? · What do I take home part-time? · How much unemployment benefit would I get? · How much notice must my employer give? · What is my money worth after inflation?
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