Gross to net in Greece 2026: how it is calculated
Net pay is what is left of your gross salary after the employee's EFKA social-security contributions and income tax are deducted. Most employees in Greece receive 14 salaries a year: 12 monthly salaries, the Christmas bonus (one salary), and the Easter bonus and the holiday allowance (half a salary each). The calculator above applies the 2026 rules to your own case. Below you will find a table with the most common amounts and a step-by-step example.
Table: gross to net in Greece, 2026
| Gross / month | Net / month | Net / year |
|---|---|---|
| €880 | €743.95 | €10,415 |
| €1,000 | €826.93 | €11,577 |
| €1,200 | €962.07 | €13,469 |
| €1,500 | €1,164.79 | €16,307 |
| €2,000 | €1,484.40 | €20,782 |
| €2,500 | €1,794.44 | €25,122 |
| €3,000 | €2,071.65 | €29,003 |
For an employee aged 35, with no children, 14 salaries, in the private sector, first insured after 1993 and without a bonus. With children, at a younger age or with a bonus, net pay changes: enter your own details in the calculator.
Step-by-step example: €1,500 gross
- Annual gross: €1,500 × 14 = €21,000.
- Employee EFKA contributions (13.37%): €2,807.70. Taxable income: €18,192.30.
- Tax from the scale: 9% on the first €10,000 (€900) and 20% on the remaining €8,192.30 (€1,638.46), €2,538.46 in total.
- Employee tax reduction: €777 minus €20 for every €1,000 of taxable income above €12,000, i.e. €653.15. Income tax: €1,885.31.
- Annual net: €21,000 − €2,807.70 − €1,885.31 = €16,306.99, i.e. €1,164.79 in each of the 14 salaries.
Income tax scale 2026
| Taxable income | Rate |
|---|---|
| up to €10,000 | 9% |
| €10,001 – €20,000 | 20% |
| €20,001 – €30,000 | 26% |
| €30,001 – €40,000 | 34% |
| €40,001 – €60,000 | 39% |
| over €60,000 | 44% |
Families with children pay lower rates on €10,000–€30,000 (on €10,000–€20,000: 18%, 16%, 9% or 0% for 1, 2, 3 or 4+ children). Young people up to 25 pay 0% up to €20,000, and those aged 26–30 pay 9% on €10,000–€20,000.
EFKA contributions
The employee pays 13.37% of gross pay for pension, health and unemployment insurance, and the employer pays another 21.79%. Contributions are charged on gross pay up to €7,761.94 a month. This is why an employee costs the employer more than the gross salary.
Frequently asked questions
How much is €1,000 gross in net pay in Greece?
About €827 a month with 14 salaries a year, for an employee aged 35 without children. With children or up to the age of 30, net pay is higher.
Why are there 14 salaries?
In the private sector, besides the 12 monthly salaries, employers pay the Christmas bonus (one salary), the Easter bonus (half) and the holiday allowance (half). If your contract has 12 salaries, choose "12" in the calculator.
What changes if I have children?
Your tax goes down, with lower rates and a larger tax reduction. For example, with €1,500 gross and 2 children, net pay is €1,212.69 a month instead of €1,164.79.
What is the employee tax reduction?
An amount deducted from the tax calculated with the scale: €777 for people without children, and more with children. It falls by €20 for every €1,000 of taxable income above €12,000.
Sources: Greek Income Tax Code (Law 4172/2013 as in force for 2026), AADE (Greek tax authority), e-EFKA. Last checked against the official sources: October 2026. The amounts are estimates for information, not tax advice.