Retirement age calculator · Ireland

The earliest age you can claim a pension, the age for a full pension, and what each one pays. Change your age in the calculator below.

Full pension at 66, in 2057

No earlier claim with a cut

About €1,297 net a month at 66, in today’s money. Assumes you started work at 22; change it in the calculator below.

What each age pays ↓

Retirement age in Ireland: when you can claim your pension

When you can retire depends on your year of birth and how many years you have been insured. The calculator above shows the earliest age and the age for a full pension, and what each age would pay.

The rules in brief

Tax in retirement: From 65 income up to €18,000 (€36,000 for a couple) is exempt from income tax; there is an age credit of €245. The State Pension is free of USC and PRSI.

Earliest and full pension, by year of birth

Born in	Earliest pension	Full pension
1965	–	age 66, in 2031
1970	–	age 66, in 2036
1975	–	age 66, in 2041
1980	–	age 66, in 2046
1985	–	age 66, in 2051
1991	–	age 66, in 2057
1995	–	age 66, in 2061
2000	–	age 66, in 2066

Assumes work from age 22 without gaps.

Example: born in 1991, what each age pays

Claim at age	Year	Change	Net a month
66	2057	full pension	€1,297
67	2058	+4.7%	€1,358
68	2059	+9.8%	€1,424
69	2060	+15.5%	€1,498
70	2061	+21.6%	€1,449

Career from age 22 with the calculator’s example pay; amounts in today’s money.

Frequently asked questions

When can I retire in Ireland?
At 66 if you were born in 1991.

Rules and official sources: see “Rules applied (2026)” in the calculator. Last checked: October 2026. Estimates for information, not financial advice.

Other questions about pay in Ireland: What is my hourly wage? · What is the minimum wage after tax? · What do I take home part-time? · How much unemployment benefit would I get? · How much notice must my employer give? · What is my money worth after inflation?

All questions about pay in Ireland →

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