How the 2026 tax refund works in Italy

2026 limits: medical costs above €129.11; mortgage interest up to €4,000; school €1,000 per student; sport €210 per child; transport passes €250; insurance €530. Above €120,000 of income the 19% deductions (except medical and mortgage) shrink to nothing at €240,000. Payments must be traceable (card or transfer), except medicines and medical devices. The refund usually comes with the July pay after the 730 return (deadline 30 September 2027).

Estimate with the most common items only, for one person filing alone; your own return can include more, and the tax office decides the final amount. Not tax advice.

What the calculator includes

• Medical expenses
• Mortgage interest, main home
• School costs
• Children at school
• Children’s sport, ages 5–18
• Public transport passes
• Life and accident insurance
• Rent for your main home, a year
• I am 20 to 30 and rent my main home
• Supplementary pension fund contributions
• Donations to non-profit organisations