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        Japan net salary 2026: gross to net explained

        Your net salary in Japan is your gross pay minus income tax, resident tax and social insurance. The calculator above applies the 2026 rules to your own details. Below you will find typical amounts, a worked example and answers to common questions.

        Table: gross to net in Japan, 2026

        Gross / monthNet / monthTax and contributions
        ¥200,000¥161,46719.3%
        ¥250,000¥198,91320.4%
        ¥350,000¥274,45921.6%
        ¥550,000¥410,12025.4%
        ¥700,000¥503,42828.1%
        ¥1,000,000¥687,01331.3%

        For a single employee aged 35 with no children and 14 payments a year, using the calculator’s standard settings. Enter your own details above for your exact figure.

        Worked example: ¥350,000 gross a month

        1. Annual gross: ¥4,900,000
        2. Health insurance 4.925% + child-support levy 0.115% (Tokyo): −¥253,008
        3. Employees’ pension insurance 9.15%: −¥459,330
        4. Employment insurance 0.5%: −¥24,500
        5. Income tax (incl. 2.1% reconstruction surtax): −¥86,938
        6. Resident tax 10% (prefecture + city): −¥233,800
        7. Net per year: ¥3,842,424
        8. That is ¥274,459 a month over 14 payments a year.

        What it costs the employer

        At ¥350,000 gross a month, the employer also pays ¥786,760 a year in social-security contributions, so the total cost of the job is ¥5,686,760 a year. You take home 67.6% of that amount.

        Frequently asked questions

        How much is ¥350,000 gross in net pay in Japan?

        About ¥274,459 a month (¥3,842,424 a year) with 14 payments a year, for a single employee aged 35 without children, under the 2026 rules.

        How much of my salary goes to tax and contributions?

        At ¥350,000 a month, income tax takes 6.5% and employee social security 15.0% of gross pay, 21.6% in total. At ¥1,000,000 a month the total share is 31.3%.

        What is the marginal rate?

        It is the part of each extra unit of gross pay that goes to tax and contributions. At ¥350,000 a month it is 21.1%, so a raise adds less to your net pay than your average rate suggests.

        Are these figures exact?

        They are estimates based on the official 2026 rules shown under “Rules applied (2026)” above, which are checked against official calculators and examples. Your payslip can differ because of local taxes, benefits, collective agreements or personal allowances.

        Rules and official sources: see “Rules applied (2026)” above. Last checked: October 2026. The amounts are estimates for information, not tax advice.

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