Retirement age calculator · Singapore

The earliest age you can claim a pension, the age for a full pension, and what each one pays. Change your age in the calculator below.

Full pension at 65, in 2056

No earlier claim with a cut

About SGD 1,780 net a month at 65, in today’s money. Assumes you started work at 22; change it in the calculator below.

What each age pays ↓

Retirement age in Singapore: when you can claim your pension

When you can retire depends on your year of birth and how many years you have been insured. The calculator above shows the earliest age and the age for a full pension, and what each age would pay.

The rules in brief

Retirement age: From 1 July 2026 employers may not make workers retire before 64 and must offer re-employment up to 69 to eligible workers.

Earliest and full pension, by year of birth

Born in	Earliest pension	Full pension
1965	–	age 65, in 2030
1970	–	age 65, in 2035
1975	–	age 65, in 2040
1980	–	age 65, in 2045
1985	–	age 65, in 2050
1991	–	age 65, in 2056
1995	–	age 65, in 2060
2000	–	age 65, in 2065

Assumes work from age 22 without gaps.

Example: born in 1991, what each age pays

Claim at age	Year	Change	Net a month
65	2056	full pension	SGD 1,780
66	2057	full pension	SGD 1,905
67	2058	full pension	SGD 2,029
68	2059	full pension	SGD 2,154
69	2060	full pension	SGD 2,278
70	2061	full pension	SGD 2,403

Career from age 22 with the calculator’s example pay; amounts in today’s money.

Frequently asked questions

When can I retire in Singapore?
At 65 if you were born in 1991.

Rules and official sources: see “Rules applied (2026)” in the calculator. Last checked: October 2026. Estimates for information, not financial advice.

Other questions about pay in Singapore: What is my hourly wage? · What do I take home part-time? · How much notice must my employer give? · What is my money worth after inflation?

All questions about pay in Singapore →

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