Retirement age calculator · Uruguay
The earliest age you can claim a pension, the age for a full pension, and what each one pays. Change your age in the calculator below.
About UYU 46,112 net a month at 65, in today’s money. Assumes you started work at 22; change it in the calculator below.
What each age pays ↓…
Retirement age in Uruguay: when you can claim your pension
When you can retire depends on your year of birth and how many years you have been insured. The calculator above shows the earliest age and the age for a full pension, and what each age would pay.
The rules in brief
- Retirement: Under the 2023 reform (Ley 20.130) the retirement age rises gradually to 65 for people born from 1973, with at least 30 years of service. The pension combines a BPS benefit and an annuity from your AFAP account, with a supplement that raises low pensions; working after the minimum age raises it.
Earliest and full pension, by year of birth
| Born in | Earliest pension | Full pension |
|---|---|---|
| 1965 | – | age 65, in 2030 |
| 1970 | – | age 65, in 2035 |
| 1975 | – | age 65, in 2040 |
| 1980 | – | age 65, in 2045 |
| 1985 | – | age 65, in 2050 |
| 1991 | – | age 65, in 2056 |
| 1995 | – | age 65, in 2060 |
| 2000 | – | age 65, in 2065 |
Assumes work from age 22 without gaps.
Example: born in 1991, what each age pays
| Claim at age | Year | Change | Net a month |
|---|---|---|---|
| 65 | 2056 | full pension | UYU 46,112 |
| 66 | 2057 | full pension | UYU 48,878 |
| 67 | 2058 | full pension | UYU 51,645 |
| 68 | 2059 | full pension | UYU 54,412 |
| 69 | 2060 | full pension | UYU 57,179 |
| 70 | 2061 | full pension | UYU 59,945 |
Career from age 22 with the calculator’s example pay; amounts in today’s money.
Frequently asked questions
When can I retire in Uruguay?
At 65 if you were born in 1991.
Rules and official sources: see “Rules applied (2026)” in the calculator. Last checked: October 2026. Estimates for information, not financial advice.
Other questions about pay in Uruguay: What is my hourly wage? · What is the minimum wage after tax? · What do I take home part-time? · How much unemployment benefit would I get? · What is my money worth after inflation?